UOB Lender features several different particular banking solutions built to meet the economic desires of individuals. Underneath is an extensive overview to assist you to comprehend The real key facets and offerings.
Sorts of Accounts
Financial savings Account: This account lets you spend less even though earning curiosity.
Capabilities: Quick access, curiosity earnings, minimum costs.
Positive aspects: Safe and sound spot for your cash, opportunity development through desire.
Present Account: Ideal for every day transactions and managing expenses.
Features: Checkbook facility, overdraft security.
Added benefits: Easy for regular payments and withdrawals.
Fixed Deposit Account: For those wanting to gain increased interest fees about a hard and fast period of time.
Attributes: Preset expression deposits, better fascination costs as compared to savings accounts.
Gains: Safe financial commitment choice with predictable returns.
Financial loans
Particular Loans: Unsecured financial loans that may be employed for numerous uses like training or dwelling renovation.
Varieties:
Installment Financial loans
Credit Lines
Positive aspects: Adaptable repayment terms, competitive interest prices.
Property Financial loans: Tailored answers for acquiring house or refinancing present home loans.
Types:
Preset Rate Residence Financial loan
Floating Level Property Bank loan
Added benefits: Distinct strategies to accommodate unique desires, beautiful premiums.
Bank cards
UOB features An array of bank cards catering to unique existence and spending practices:
Rewards Cards: Get paid details on each individual buy which can be redeemed for items or journey miles.
Cashback Cards: Get money rebates on daily spending such as groceries and eating out.
Journey Cards: Unique Advantages like air miles accumulation and vacation insurance plan coverage.
Expense Solutions
For people enthusiastic about expanding their prosperity by way of investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Appropriate for long-expression development targets.
Structured Deposits * Combines the options of classic deposits with expense products and solutions. * Probably higher returns but with some hazard concerned.
Coverage Items
To safeguard your self and Your loved ones versus unforeseen activities:
Everyday living Insurance policy * Delivers financial stability in case of Loss of life or important health issues. * May also serve as a discounts Software based on the coverage decided on.
Health and fitness Insurance * Covers health-related bills which include hospitalization prices. * Important for mitigating superior Health care prices.
Electronic Banking Products and services
Convenience at your fingertips through electronic platforms:
World-wide-web Banking
Allows you to manage your funds on more info line:
Perspective account balances and transaction record
Transfer cash amongst accounts or shell out payments
Apply for new goods (financial loans/charge cards)
Mobile Banking
Banking on-the-go via cell apps:
Quick equilibrium checks
Cellular payment choices (QR code payments)
Notifications & alerts about account exercise
Using these extensive choices, UOB aims to offer personalized banking solutions that cater specially to unique prerequisites though guaranteeing advantage and protection in all transactions.